Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Do You Owe The AMT? If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT. Should I Invest in Gold? Learning more about gold and its history may help you decide whether it has a place in your portfolio. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process.